All posts in Car loans

Cash or financing? What is the better alternative?

Pile of pound coins

Many people would like to be able to pay for their car outright as nothing beats the feeling of not having debt hanging over you or having to make a high car payment each month. When you pay in cash, it eliminates the interest and finance costs. There is another good feeling knowing that the car belongs to you and you can do with it as you please. Furthermore, if you want to sell your car then you can do. If you get a car loan the bank will hold the title, which can make the selling process complicated should you wish to get a different car before you have finished paying for the one you have already. Read more…

Buying advice: Understanding car loans and finance

Financial advice

When buying a car there are a number of options available, personal loans, car loans, secured loans, cash or peer loans. The options available to you will depend on a number of factors. Your credit history, savings, loan amount and loan term are just some of them. Read more…