If there is one thing that is true about business finance, is that for every problem, there is a solution. Sometimes, the solution is not as easy to come across as others, but invariably finance problems are a time issue as much as a monetary issue and every business experiences times where cash flow and credit are not working in their favour. Read more…
Moving Direct Debits To A New Account
Direct Debits are very quickly becoming the most desirable method of payment for many utility and service providers in the UK with 73% of satellite bills, 53% of gas and 50% of electricity bills being paid for in this way. Read more…
The Best Sites to Help You Save Money
Due to the state of the economy today, most people are looking for ways to save money. Smart people are pinching pennies wherever they can. Saving small amounts on everyday expenses can add up to a nice chunk of change. Read more…
5 Tips to Increase Your Credit Score in Only 6 Months
Having a good credit score is so important when it comes to being able to get loans at decent interest rates, getting a car, getting a mortgage or even obtaining any money in general. Having a good credit score can mean the difference between getting the money you may need and being able to borrow less money (if any at all) at a much higher interest rate. When checking your credit, try to do so by using a company which will show you the top 3 credit unions to give you a better idea of where you fall on the credit spectrum. Read more…
Easy Ways to Save Money
Have you been wondering how to cut down on your spending? Here are some tips to help you when it comes to saving money. Read more…
5 Money Saving Tips That Are More Fun Than Looking at Price Tags for Hours
Saving money sounds like a bit of a dull idea, doesn’t it? However, it doesn’t have to involve hours in your local supermarket weighing up the relative costs of beans and noodles, unless that is your idea of fun of course. Read more…
Financial Tips For Students To Prepare For The Future
Are you a college student struggling to find the time to manage your finances? You are not alone as most students do get into debt problems during their college life. Read more…
Budgeting Made Easy in Five Steps
Creating a household budget can be a daunting task. You’re setting up to record where your money is coming from, where it’s going and what you want to do with it. Making a budget from scratch is complicated, but if you follow these five simple steps, you’ll be able to keep your budget on track. Read more…
Eight Surprising Side Effects of Good Credit
Of course everybody knows the main benefits to having good credit history and a solid score: lower interest rates on loans, which can save anywhere from hundreds to thousands over the course of the life of a loan. And of course, we all want low interest rates when it comes to mortgages and car loans. Read more…
Should You Sell Your Car to Get Out of Debt?
Times are tough, and people need to cut costs however they can. For some, that means slashing their food budget and relying on staples like rice to meet their nutritional needs. For others, it means putting off doctor’s visits. Some people try to lower their car insurance rates, but no matter how much they slash from the monthly bill, owning a car is expensive. Read more…