Most people at some point have struggled to make ends meet in between paydays. Unexpected costs such as a car repair or boiler breakdown can leave people really struggling. One option is to take out a personal loan. This is a great choice for people who want to borrow over a thousand pounds and pay it back over a longer period. However, that is not always the case as some people just want to borrow a few hundred pounds to tide them over until pay day. This is when payday loans can be an ideal choice. Read more…
All posts tagged credit history
Cash or financing? What is the better alternative?
Many people would like to be able to pay for their car outright as nothing beats the feeling of not having debt hanging over you or having to make a high car payment each month. When you pay in cash, it eliminates the interest and finance costs. There is another good feeling knowing that the car belongs to you and you can do with it as you please. Furthermore, if you want to sell your car then you can do. If you get a car loan the bank will hold the title, which can make the selling process complicated should you wish to get a different car before you have finished paying for the one you have already. Read more…
Buying advice: Understanding car loans and finance
When buying a car there are a number of options available, personal loans, car loans, secured loans, cash or peer loans. The options available to you will depend on a number of factors. Your credit history, savings, loan amount and loan term are just some of them. Read more…
Improving your credit score with a bad credit loan
Everyone tends to have to make an expensive purchase at some point. It may be you need a new car or need to so some emergency repairs to your home such as a new roof or boiler. Whatever the reason, it is not always easy to get credit especially if you have a bad credit history. This is worst now more than ever due to the global economic difficulties. Read more…
Secured loan for home improvement
Most people, when they buy a new house would like to do things to make it their own. It may be an old Victorian property that needs new windows, a modern house that is that bit too small so needs an extension or maybe the kitchen and bathroom needs updating. There are normally endless amounts of things that can be done to make a house a home and these do not tend to come cheap. Read more…